Justin Pritchard, CFP, is a fee-only advisor and an expert on personal finance. He covers banking, loans, investing, mortgages, and much more for The Balance. He has actually an MBA native the university of Colorado, and also has functioned for credit unions and large financial firms, in enhancement to writing about personal finance for more than two decades.

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Janet Berry-Johnson is an skilled in taxes and accountancy whose field of expertise is based in a 10-year career as a certified windy accountant." data-inline-tooltip="true">Janet Berry-Johnson
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There are simpler ways to pay, and they're often free.MoMo Productions / Getty Images

Want to make her life even easier? usage fewer checks—or at least have your bank write your checks for you.

Online invoice payment allows friend to collection up automatic payments or simply pay when you feel like it. Your bank will pay electronically if possible, or print a check and also mail it. This service is typically complimentary with many checking accounts, and also you have the right to send payment to businesses and individuals.

Debit cardscan be offered at merchants and online retailers. Similar to a check, her debit map pulls funds from her checking account. For everyday spending, it may be more secure to usage credit cards to alleviate the opportunity of errors and fraud hitting your checking account.

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Peer-to-peer (P2P) payment services help friend send money to friends and also family, often because that free. Those services attract money from her checking account electronically, so you’ll automatically have a document of every transaction.